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I want to get a loan with a lower interest rate to pay off the cards, but my bank turned me down because of my credit.Is it possible to find a loan that would help me save money even with a low credit score?Having no credit or poor credit is a major stumbling block to getting a loan because you’re viewed as a high risk customer who might default and leave the lender holding a bag of worms.It’s just a fact that until you raise your credit score, you won’t fit the standard lending guidelines that traditional, big banks have to follow." If you had the wind knocked out of your credit scores due to financial problems, or because you’re struggling to build credit for the first time, it can be difficult to get a loan.Additionally, with recent changes to credit reports, it’s important that you understand what factors affect your credit and how to build it.If you spot any inaccurate information, now's the time to use the credit report dispute process to have the errors removed.The less negative information you have on your credit report, the better your chance at getting approved for an apartment.

If you’re worried that a bad credit history will keep you from finding a place to live, there are other options.You might be surprised that you have more options than you think.I’ll give you 5 ways to find a good loan even with bad credit.Many homeowners, especially those who live out of town, use real estate agents to rent their homes.​​Scout the neighborhood you want to move to.Homeowners may be renting their homes and may only advertise with a sign in their yard or by word of mouth.As you inquire about an apartment, ask the landlord what criteria is used to approve tenants for the rental.

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